Real Estate
Law.
Comprehensive legal services for residential buyers, investors, hotel operators and developers across Greece — from Athens and Crete to the islands and the rest of the country.
Comprehensive legal services for residential buyers, investors, hotel operators and developers across Greece — from Athens and Crete to the islands and the rest of the country.
Overview
Greek property attracts strong international interest — from homes and holiday properties to investment and development projects. It is a market that rewards careful legal review: title, planning legality, permitted use and special restrictions can each change what a transaction is worth. Those checks belong before the deposit, which is why a property lawyer in Greece should be instructed before any money changes hands, so that a buyer knows what is being acquired, and on what terms.
At Pantazis & Associates, real estate has been a core practice since the firm's founding. We have advised on some of the most significant property transactions in Greece, including a private island acquisition and major commercial and development matters across the country. We act for residential buyers, commercial investors, hotel groups, developers, lenders and distressed asset funds.
"From buying a home in Athens or acquiring a hotel on Mykonos to developing a resort in Crete or taking on a distressed portfolio, property transactions in Greece call for specialist legal knowledge and experience."
As property lawyers we know the particular complexities of Greek transactions, with extensive experience of title searches at the Cadastre and the Land Registries, coastal zone (αιγιαλός) questions, archaeological site restrictions, co-ownership structures, forest land designations, building permit issues, expropriations, and the framework that applies to non-EU buyers. We work throughout Greece — from Athens and Thessaloniki to the Cyclades, the Dodecanese, Crete, the Ionian islands and the mainland.
Sub-Practices
Our real estate practice covers a broad range of legal needs across residential, commercial, hospitality, investment, development and distressed property matters.
From a private island acquisition in the Ionian to the acquisition of seventeen gold mines in Greece, we have advised on complex property transactions that go well beyond a standard conveyance. With more than twenty years of experience, we handle matters involving residential, commercial and tourism property, property investment and distressed assets.
Pantazis & Associates is recommended by foreign embassies in Greece, including those of the United Kingdom, the United States and Australia. The firm's lawyers are invited to speak at international legal conferences and symposia, and we regularly provide opinions, analysis and legal commentary to international institutions such as the World Justice Project and the World Bank. In real estate, our experience covers complex transactions and disputes with particular legal and commercial demands, beyond the scope of an ordinary property transaction.
Our Process
Selected Experience
Frequently Asked Questions
Yes. Non-EU nationals can buy property in Greece, subject to certain requirements — a Greek tax number (AFM) and a Greek bank account, and in some border areas a permit from the Ministry of National Defence. We guide international buyers through each stage of the process and, where this is permitted, handle the transaction remotely under a notarised power of attorney.
Title due diligence in Greece involves searching the Cadastre and/or the Land Registry and identifying mortgages, liens and other encumbrances. On the islands and in rural areas in particular, that search can bring up title questions, or other legal issues, that need to be dealt with before the transaction completes.
No. Many of our international clients complete a Greek property purchase without travelling to Greece. Under a notarised power of attorney we can, where this is permitted, take on the main stages of the transaction — from due diligence and contract negotiation to signing before the notary, registration at the Cadastre and the steps required after completion.
On a purchase, the main tax is real estate transfer tax, payable by the buyer at approximately 3% of the taxable value of the property, plus a municipal surcharge of 3% calculated on that tax. An exemption may apply in certain cases, such as the purchase of a first home, where the statutory conditions are met. For some newly built properties VAT at 24% can apply instead of transfer tax; the suspension of VAT on transfers of unsold new-build property has, however, been extended to 31 December 2026, so transfer tax applies in the meantime on the prescribed conditions. Note that a 10% transfer tax on non-EU buyers is currently under discussion.
Yes — the programme remains open and active, though investment thresholds were significantly increased in 2023-2024 and vary by location. See our dedicated Golden Visa page for current thresholds and full details.
Where a property matter turns contentious — title disputes, boundary/encroachment issues, partition actions or lease disputes escalating to litigation — our Litigation & Arbitration practice handles the dispute directly, working closely with this team. See our Real Estate Disputes page for details.
Yes. Many of the property matters we handle are on the islands — Crete, Mykonos, Naxos, Paros, Syros, Santorini and Corfu in particular. Titles on the islands and in rural areas can involve older chains of transfers, outstanding planning issues, or questions arising under coastal and forest legislation. For non-EU buyers, some designated border areas may require a permit from the Ministry of National Defence, which needs to be built into the planning and the timetable of the transaction.
A property lawyer in Greece checks the chain of title at the Land Registry or the Cadastre, identifies mortgages, prenotations, seizures and other encumbrances, and examines any legal issues affecting ownership or the transfer of the property. Where needed, the legal review is coordinated with an engineer's inspection covering planning issues, unauthorised construction or other technical matters, before any deposit is paid.
An initial meeting to discuss your transaction and the next steps.
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